Cut Back On Bad Habits
Bad habits are usually going to go hand in hand with costing you a hefty amount each month. These bad habits don’t necessarily have to be bad for your body but more like bad for your bank balance. We all have the ability to cut back when it’s necessary and if you’re wanting to save money, cutting back on your indulgences is a good place to start. If you don’t want to cut anything out, then try to find cheaper alternatives. When it comes to smoking, you might want to think about vape deals you can get. Or perhaps for your monthly hair salon trip, there may be cheaper options elsewhere to alternate every month.
Make Your Commute Cheaper
Commuting for many can be costly, whether that’s driving by car or taking public transport. However, if there’s the option to save money here and there by walking or cycling, then it’s worth taking advantage of. It doesn’t have to be the entire journey, but simply walking instead of taking the bus can save you a small amount each time.
Skip The Coffee Shop
Coffee shops are a huge money maker, and who don’t fancy the thought of a fresh coffee on the way into work, that’s made by someone else and presented lovingly into your hands. Try to commit to skipping the coffee shop and making it a treat, rather than something you have every day. The amount you’ll save can make a huge difference to something you might want to spend towards, which also means a lot more than a coffee.
Switch Your Energy Provider
If you want to save some money at home, then there are some simple things that you can pay less for. If you are on an energy plan, and you’re not using up all of the energy that you are paying for, then you could definitely be paying less for the energy that you use. For example, with a provider like 4change energy, you could get a new contract and then save yourself money on the things that you will be paying for anyway. That is the trick to making money saving part of your normal lifestyle; look for cheaper ways to do the things that you will have to pay for anyway. Groceries and energy bills are some good places to start.
Eat In More Often
Eating out and buying lunch can soon add up, especially if you’re doing it on a regular basis each week. Start by making your own packed lunches at home and find something that’s enjoyable to eat, rather than something that’s been recommended but you don’t like. You are the one eating it after all! With eating out, try to cut down as much as you can and offer to cook a meal for friends or family at home, rather than paying the price at a restaurant.
Have A Goal
A financial goal is always worth having, whether it’s in your personal life or work life. Maybe there’s something you’d like to save towards, perhaps a holiday or a life event such as getting a property or having a baby. This goal will make it harder for you to deter from saving.
These are just a few examples of how to save money when it comes to your lifestyle. Try them out and see how much you can save for the future.
No comments